FAQ
What exactly is "The
Program", and
how are these High Returns
created??
"The Program" is the
project name referring to a financial product
developed through our research. This product
creates high guaranteed investment returns with no
risk to capital. The Program uses a proprietary method of
harvesting the time value in
Option Premiums. This method works in all market
scenarios: up, down, sideways, skyrocket, crash,
etc.
How are these High Returns
Guaranteed?
The method is determined by a
mathematical proof (what happens), and an execution
algorithm (what one does to make it happen), so
there is no possibility of a different result other
than what is designed. 2 + 2 = 4, everytime and
under all possible circumstances, so the capital
used is guaranteed to generate the return. It is the
design itself of the method that guarantees the
results. The Company using the method would
guarantee payout of the return offered through their
contractual obligations.
Has this method been properly
tested?
Yes, The Program has undergone 8 years of
exhaustive development and testing, and is a
complete and finished product, that functions as
designed.
What are the actual returns of
The Program?
The actual returns of The Program are confidential,
to guard against reverse engineering by potential
competitors, but they are large enough to deliver a
20% return on the capital used, while also enabling
a profit for the Company using The Program.
Is LatestOnline Technologies
Inc. offering a 20% return?
Yes, LatestOnline is offering a limited
amount of Preferred Shares yielding a 20% Dividend,
which because of preferential tax treatment, raises
the effective yield even more, into the 30% to 40%
range, depending on the participant tax bracket.
What is the track record or
payout history of these shares?
LatestOnline has paid a 20% Dividend on its
Preferred Shares since 2005.
Are LatestOnline Preferred
Shares RRSP and IRA eligible?
Yes, generally speaking they are, however
this would need to be confirmed by the RSP or IRA Plan
administrator.
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How are the Risks associated with "The Program"
managed?
By design, The Program creates
no risk to the capital being used, as all positions
are fully hedged 100% so that there is no
possibility of capital loss. For the same reasons,
there is no risk attributed to the returns generated
by the capital, which may vary, but will remain in a
range that guarantees fulfillment of the returns.
The capital being used and held in brokerage
accounts is insured by the Canadian Investor
Protection Fund,
CIPF, or the Securities Investor Protection
Corporation,
SIPC.
The execution algorithm is clearly defined and easy
to follow, eliminating any possibility of error.
Is it not impossible to have a "Guaranteed
High Return No Risk" Product?
Traditionally, such claims have
been associated with countless investment scams, as
this discussion by the SEC illustrates:
Protect Yourself against Investment Fraud , and
as does this from the BCSC:
Investor Alert . Both articles claim that there
is "no such thing" as "Guaranteed High Returns-No
Risk". To be fair, this is probably good advice
considering the history of such claims. In the days
when it was known that the Earth was flat, and
disbelievers were burned at the stake or drawn and
quartered as
heretics, it was a good idea to believe in and
not question the status quo. Thankfully, some people
did venture forth and prove that the Earth was
round. The Age of Technology and the Information Age
have created the opportunity to truly advance our
imagination and knowledge of what can be possible. The Program is an
example of what is now possible.
Why is it that
you are offering such a product and other Companies
are not?
Good question. Here's
some speculation: the
conventional investment industry is built around the
premise that it is the investor that takes all the
risks, even though the investment banks, fund
managers, brokerages etc. get paid regardless of whether
the investor makes money or not. Wall Street offices,
Connecticut mansions, Trader commissions, etc. are
very expensive. Why would they take the risk
of paying for this themselves if they don't have to?
Even if they had the technology, the expenses of
their business model might not allow a viable
profit. Even "guaranteed" Bank certificates
that offer a relatively low interest rate offload
the risk of inflation to the investor. The
rate of CPI inflation reported is always reported and
skewed to the downside, misrepresenting the true
rate of inflation as it applies to the consumer, so that the 3.5% GIC is
really losing ground verses the cost of living.
We believe it is the right time for a technology
like The Program, coupled with an efficient business
model, to deliver wholesale investment returns.
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How is "The Program" going to
develop going forward?
Our Concept is to Brand The
Program technology into an entity that can be
Franchised. We are creating a product that
will be instantly recognizable and available
throughout the world through local franchises. This
has vast benefits to communities, as they will be
able to directly benefit from this wealth
generation.
Where did Latestonline
Technologies Inc. come from, and where is it going?
The Company was created in the year 2000, as
an amalgamation of various business entities managed
by the Founders, Peter and Ewa Schwarz. The
legacy businesses are involved with Real Estate
sales and development; Business consulting and
Project management; Construction Management and
Design; Web Integration and Design; and Computer
Programming. Since 2000, the direction of the
business has been shifting away from the legacy
enterprises and has focused on Internet research and
product development. Corporate re-organization
is in the near future to better define the business
structures, and to facilitate creation of new
entities, the most exciting of which will be the
Branded entity of The Program.
When are the new Franchises for
The Program going to be available? We
are currently researching and developing the
Franchise model, and are seeing expressions of
interest for licensing. We anticipate rollout to
commence in late 2008 to 2009.
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NOTE: This is not an offer to sell a security or a
general solicitation; an offer to sell a security
may only be made by a Private Placement Memorandum,
an Offering Memorandum, or other instrument,
where permitted by law. This information on this
page and in this Website is provided
solely for information purposes.
